How NSFAS Works: A Complete Guide
NSFAS (National Student Financial Aid Scheme) is a government fund that pays for your studies if your family can't afford it. Here's everything you need to know about how it works, who qualifies, and how to apply.
Key Takeaways
- Combined household income must be under R350,000 per year
- SASSA grant recipients automatically qualify
- Apply early — applications open August/September each year
- You must reapply every year and pass 50% of your subjects
- NSFAS is a bursary (not a loan) for most students since 2018
- It covers tuition, accommodation, food, books, and transport
What Does NSFAS Cover?
NSFAS pays for everything you need to study. The money goes directly to your institution (for tuition) and into your bank account (for living costs).
- Tuition fees — paid directly to your university or TVET college
- Accommodation — on-campus res or private (NSFAS accredited)
- Food allowance — about R1,500 per month into your account
- Book allowance — about R5,460 per year
- Transport allowance — about R7,500 per year (if you live at home)
Who Qualifies for NSFAS?
You qualify if your combined household income is R350,000 per year or less. This means the total income of everyone in your home (parents, guardians) added together.
- South African citizen with a valid ID
- Registered at a public university or TVET college
- Household income under R350,000 per year
- SASSA grant recipients automatically qualify
- Have not already completed a qualification at the same level
How to Apply
Applications open around August/September each year for the following year. Don't wait until January — it will be too late.
- Go to www.nsfas.org.za and create an account
- Fill in the online application form
- Upload documents: your ID, parents' IDs, proof of income
- Submit before the deadline
- Check your application status online after 2-3 weeks
What Happens After You Apply?
NSFAS checks your documents and household income. If approved, your funding is confirmed once you register at your institution. The money starts flowing from your first month of study. If rejected, you can appeal within 30 days.
Ready to see your own numbers?
Use the NSFAS Checker